6A

  1. Regulatory Trend
  2. I believe this opportunity exists because our current government is in a trade war with China.  The U.S. announced that a new wave of $300 billion dollars in tariffs is apromoximating. I think our government is raising tariffs to China because they want to counterattack the supposed long term unfair trade practices that they had in the past.
  3. The problem with the U.S. raising tariffs to China is that the Chinese government is doing the same to the U.S. They are also raising tariffs to american products. The customers that are most affected by this are the people that are constantly making deals in China. This customers are losing money everyday because of the new tariffs that are put into place
  4. This opportunity would be difficult to exploit since it’s a war between two world powers. However, I think that this opportunity can be exploited by making new trades with european countries.

I see this as an opportunity because since the ‘tradewars’ with China started, I have been following the news regarding this issue. Many american families  in the country are losing money everyday because of China's response to president trump's tariffs. I believe this opportunity exists because I see it from the  perspective of the affected customers. For example, if most of my revenue comes from doing deals in China; with this tariffs business is going to go down. My income is going to have a massive decrease. This is a situation that I would not wish to anyone.

2. Economic Trends
  2. This opportunity exists because no one would want negative interest rates. I think that losing money each year because we don’t want to spend our savings is an opportunity for everyone. This opportunity might happen in the future because the government thinks people are not spending enough. The government wants people to spend more.
  3. I think that the working class as a whole might suffer from this opportunity. Many customers that are currently saving for retirement are immediately going to be affected because they are going to be losing money when they retire.
  4. I think that the government is already trying to exploit this opportunity. Because they want people to spend more, they are leaning more to negative interest rates.

I chose to write about this economic trend opportunity because Germany already has negative interest rates. Having negative interest rates as a policy is basically telling people not to save any money. How can someone survive after retirement without any savings on an account?. This opportunity fills me up with a lot of emotions because I would not like to have 65 years with not a single dollar in my bank account.

3. Regulatory Trend.
  2. This opportunity exists because by rolling back methane we are contributing to climate change. The problem is that this is going to have repercussions in the future. For example, agriculture is having a lot of repercussions due to the much warmer temperatures in the recent years. Also, every year natural disasters are becoming much more common. In the last 3 years, the U.S. has lost approximately $415 billion because of natural disasters.
  3. The most common customers with this opportunity are the people that work in agriculture. This customers are losing a lot of money because everyday growing crops is becoming much harder because of warmer temperatures.
  4. There are a lot of ways to exploit this opportunity. By rolling back on methane, many factories are benefiting from this regulation. Weakening methane current regulations will enable factories to produce much more and therefore contribute to climate change.

This opportunity exists because I have witnessed with my own eyes what climate change is causing to our world. I have many friends and family that work in the agriculture business. According to them, in the past two years, everything is becoming much harder because of crops are not growing as fast as they  previously did. I see this as an opportunity because I have a desire to make a change. I care a lot about climate change and I really want people to start acknowledging that this is a real opportunity.

4. Economic Trend
  2. This opportunity exists because everyday costs in healthcare are rising. This is causing medical bills to be almost impossible to pay for most american households. Furthermore, because healthcare hosts are rising, insurance costs are also incrementing, making this situation even worse.
  3. Common customers that have this opportunity are people with advanced age or people that suffer from various diseases.
  4. This opportunity is easy to exploit. Pharmaceutical companies, insurance companies and healthcare companies are the ones that are taking advantage of this situation. 

I see this opportunity because I know what it feels like to pay high hospital bills. Many of my family members have health related issues. Cancer is one of those issues. High healthcare prices becomes more of a problem for elderly people with health problems that are currently living from savings.

Comments

  1. C_FrisoneSeptember 22, 2019 at 3:07 PM

    David,
    I was really interested in your chosen opportunity about the negative interest rates happening right now. I also chose an opportunity very similar to this about how baby boomers are not saving up correctly for retirement and trying to rely on social security which is getting smaller and smaller in amount every year. People need to stop saving more and these negative interest rates will do nothing but make it all much much worse because it is basically telling people you can't save. As someone who is just starting to take control of their own finances, it makes me feel very unsafe for the coming future on starting to save for my retirement.

    ReplyDelete
  2. Juan RuizSeptember 22, 2019 at 6:26 PM

    Hey David,

    It is nice that you also see what repercussions climate change is causing. The constant damage we are causing in almost every way humanity works damages in a huge level risk of natural disasters, one could say the Earth is getting mad at us. On the other regulatory trend, you talk about healthcare, which we all know is quite overpriced. As humans is pretty normal to get sick easily for X and Y reasons, but the healthcare system in this country has been taking advantage of that for a long time. Once you get into an ambulance, you owe $5000 or more, after the pharmaceutic bill comes, about 10-15 thousand. It's like buying a new car without any benefits, like it is your fault you got sick.

    ReplyDelete

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